<?xml version="1.0" encoding="UTF-8"?>
<!--
  index.html is the main document. The section links in the nav are
  #fragments of that same page and are deliberately NOT listed, because
  fragments are not separate URLs. The legal pages are separate URLs.
  Every page exists in English and Ukrainian (/ua/...), each listed with
  hreflang alternates. Update lastmod when a page's content actually changes.
-->
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:xhtml="http://www.w3.org/1999/xhtml">
  <url>
    <loc>https://prizmargroup.com/</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://prizmargroup.com/" />
    <xhtml:link rel="alternate" hreflang="uk" href="https://prizmargroup.com/ua/" />
    <xhtml:link rel="alternate" hreflang="x-default" href="https://prizmargroup.com/" />
    <lastmod>2026-10-09</lastmod>
    <changefreq>monthly</changefreq>
    <priority>1.0</priority>
  </url>
  <url>
    <loc>https://prizmargroup.com/ua/</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://prizmargroup.com/" />
    <xhtml:link rel="alternate" hreflang="uk" href="https://prizmargroup.com/ua/" />
    <xhtml:link rel="alternate" hreflang="x-default" href="https://prizmargroup.com/" />
    <lastmod>2026-10-09</lastmod>
    <changefreq>monthly</changefreq>
    <priority>1.0</priority>
  </url>
  <url>
    <loc>https://prizmargroup.com/legal/legal-notice</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://prizmargroup.com/legal/legal-notice" />
    <xhtml:link rel="alternate" hreflang="uk" href="https://prizmargroup.com/ua/legal/legal-notice" />
    <xhtml:link rel="alternate" hreflang="x-default" href="https://prizmargroup.com/legal/legal-notice" />
    <lastmod>2026-10-09</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
  </url>
  <url>
    <loc>https://prizmargroup.com/ua/legal/legal-notice</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://prizmargroup.com/legal/legal-notice" />
    <xhtml:link rel="alternate" hreflang="uk" href="https://prizmargroup.com/ua/legal/legal-notice" />
    <xhtml:link rel="alternate" hreflang="x-default" href="https://prizmargroup.com/legal/legal-notice" />
    <lastmod>2026-10-09</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
  </url>
  <url>
    <loc>https://prizmargroup.com/legal/privacy</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://prizmargroup.com/legal/privacy" />
    <xhtml:link rel="alternate" hreflang="uk" href="https://prizmargroup.com/ua/legal/privacy" />
    <xhtml:link rel="alternate" hreflang="x-default" href="https://prizmargroup.com/legal/privacy" />
    <lastmod>2026-10-09</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
  </url>
  <url>
    <loc>https://prizmargroup.com/ua/legal/privacy</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://prizmargroup.com/legal/privacy" />
    <xhtml:link rel="alternate" hreflang="uk" href="https://prizmargroup.com/ua/legal/privacy" />
    <xhtml:link rel="alternate" hreflang="x-default" href="https://prizmargroup.com/legal/privacy" />
    <lastmod>2026-10-09</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
  </url>
</urlset>
